Smart money moves for your next chapter.
We’ve teamed up with Northern Michigan University to bring you a better way to bank. With fee-free checking, high-yield savings, and smart digital tools, AlumniFi is here to help you manage your money effortlessly.
Proud Partner of Northern Michigan University
You put in the work—now it’s time for your money to do the same. This partnership is about progress: smarter savings, faster debt payoff, and tools that help you make every dollar count.
Official financial partner of Northern Michigan University alumni.
Access to smarter, stress-free banking tools.
Community perks that go beyond the classroom.
AlumniFi Overview
Banking that
gets you.
Adulting is hard. Banking shouldn’t be. AlumniFi is powered by MSU Federal Credit Union and built for real life—helping you save smarter, spend confidently, and keep your goals in motion.
No hidden fees. No hoops to jump through. Just tools that help you do money better, every day.
AlumniFi Student Loans
Student loans
that lift you toward your goals.
Whether you’re continuing your education, consolidating your student loans, or getting ready to send your child off to college, get the support you need. Plan, fund, and manage your education costs with clarity.
Save smarter. Spend simpler.
From checking that keeps up with your pace to savings that actually grow, AlumniFi gives you modern tools that make managing money effortless.
1.00% APY* Checking Account
Checking that keeps up.
- Earn up to 6X more than the national average.‡
- Tap-to-pay Visa® Debit Card with 30,000+ fee-free ATMs.
- Spending folders and insights to help you budget smarter.
4.00% APY* Savings Account
Savings that actually grow.
- Earn up to 21X the national average.†
- Organize your money with customizable goals.
- Automatic transfers that make saving second nature.
Changed
Crush debt, automatically.
AlumniFi members get free access to Changed, the app that rounds up your purchases and uses your spare change to pay down debt. From student loans to credit cards, Changed helps you save on interest and reach debt-free faster—without lifting a finger.
AlumniFi Mobile App
Bank anywhere, anytime.
Meet the AlumniFi app—your all-in-one home for saving, spending, and staying on top of your goals. Move money instantly, track your progress, and stay in control wherever life takes you.
Download the app
Member Perks
Membership hits different.
With AlumniFi, you get more than great rates. You get access to perks and partners that help you do life better—financially and beyond.
Changed
Free access to Changed for automated debt payoff.
Fin-Life
Financial wellness courses through Fin-Life.
Debbie
Earn cash rewards while learning to budget and pay off debt.
TrulyU
Member-only access to partners like TrulyU and more.
Backed by experience.
Built for you.
AlumniFi is powered by MSU Federal Credit Union, one of the nation’s largest and most trusted credit unions. With more than 400,000 members and over 85 years of experience, MSUFCU brings proven stability, innovation, and member-first values to everything we do.
Every AlumniFi account is federally insured by the NCUA, giving you the confidence of a trusted foundation and the freedom of a fully digital experience.
Questions? No problem.
What’s AlumniFi?
AlumniFi is an all-in-one banking app built for life after law school. Whether you’re saving for something big, managing day-to-day spending, or paying off student loans, AlumniFi helps you stay in control—without the stress.
With features like high-yield savings, built-in insights, and loan payoff tools powered by Changed, it’s smart, secure, and seriously easy to use.
Powered by MSU Federal Credit Union, AlumniFi brings you the tech-forward experience you want with the security you need.
Why did Northern Michigan University partner with AlumniFi?
Northern Michigan University chose to partner with AlumniFi to support alumni as they move into the next chapter—whether that’s paying off student loans, saving for big goals, or just trying to stay financially confident in the real world.
AlumniFi offers digital banking tools, financial education, and resources designed to help NMU grads thrive now and in the future.
Is AlumniFi secure?
AlumniFi accounts are held at Michigan State University Federal Credit Union, where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. Your money is safe, and your data is protected.
What if I need cash?
- Need to grab some cash? No problem. As an AlumniFi member, you have access to more than 30,000 surcharge-free ATMs across the country through the CO-OP Network. That means you can skip the fees and find a nearby ATM—whether you’re on campus, out of state, or visiting home.
Here’s how to find one:
- Use the CO-OP ATM Locator online
- Call 1-888-SITECOOP (748-3266)
- Or text your location (like an address or zip code) to 91989 and get the nearest options sent to your phone
You can also look for the CO-OP ATM logo next time you’re out and about—it’s your shortcut to fee-free access.
What’s a credit union, and how is it different?
A credit union is a not-for-profit financial institution owned by its members. Unlike big banks, we don’t exist to make profits—we exist to serve. That means lower fees, better rates, and tools designed to actually help you thrive financially.
How long does it take to open an account?
Just a few minutes. The setup is simple, secure, and 100% online.
What if I need help?
We’ve got you covered. AlumniFi offers live support via phone and email—plus a library of resources to help you feel financially fearless. Whatever your question, we’ve got your back.
Talk to a person:
Email: support@alumnifi.org
Call: (855) 955-2965
APY=Annual Percentage Yield
‡Competitor’s checking account with a 0.15% APY – $2,500 average based on the credit unions national average rate, as of 12/26/25, as reflected on NCUA Credit Union and Bank Rates.
†Competitor’s savings account with a 0.19% APY – $2,500 average based on the credit unions national average rate, as of 12/26/25, as reflected on NCUA Credit Union and Bank Rates.
