1.00% APY* Checking Account

Your everyday money, leveled up.

  • Earn up to 1.00% APY*—more than 6X the national average
  • Fee-free digital checking with perks that keep up with your life
  • A Visa® Debit Card + access to 30,000+ fee-free ATMs
  • Built-in budgeting and insights to keep you on track

4.00% APY* Savings Account

Your future savings, stacked up.

  • Earn up to 4.00%APY*—more than 21X the national average
  • High-yield savings without fees or hassle
  • Automated, stress-free ways to save
  • Set goals your way and track your progress effortlessly

Bank like it matters. Because it does. 

Backed by the strength of MSU Federal Credit Union and federally insured by the NCUA—giving you total transparency and peace of mind with every dollar.

More than just banking.
A membership packed with perks.

Take control of your money and your mindset. Your AlumniFi membership includes powerful tools to make managing your money simple.

Debbie

Cash Rewards

with Debbie

Get paid for building good money habits.

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Changed

Debt payoff

with Changed

Round up spare change and watch your balances drop.
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Fin-Life

Personalized Plan

with Fin-Life​

3 minutes a week = a money strategy that actually fits your life.
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Custom fan experience

with Detroit City FC​

Rep Le Rouge with an exclusive debit card and a fully themed AlumniFi experience.

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Your money, always in your pocket.

https://qrco.de/alumnifi

Download the app

Track spending. Build budgets. Pay friends fast. Grow savings. Deposit checks. All in the AlumniFi app.

Your money, always in your pocket.

Track spending. Build budgets. Pay friends fast. Grow savings. Deposit checks. All in the AlumniFi app.

Real Stories

Adulting is hard.
Banking shouldn’t be.

No hidden fees. No jargon. Just smarter tools for saving, spending, and hitting your goals.

AlumniFi
3777 West Road
East Lansing, MI 48823

Contact Us
(855) 955-2965

Routing Number
072486898

Federally Insured by NCUA.

Copyright © 2026 AlumniFi, a trade name of Michigan State University Federal Credit Union. All rights reserved.

*Annual Percentage Yield (“APY”) means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period. This rate assumes that a set amount is on deposit at the beginning of the dividend period, no deposits or withdrawals are made during the dividend period, and funds remain on deposit for one full year at the same dividend rate. Fees may reduce earnings. Rates for accounts are variable and may change.

AlumniFi accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. View our Privacy Policy and read our disclaimer regarding links to other sites via our Disclosures.

If you are using a screen reader or other auxiliary aid and are having trouble using this website, please call (855) 955-2965 for assistance. All products and services available on this website are available via our contact center.

*APY = Annual Percentage Yield
‡Competitor’s interest checking account with a 0.15% APY – $2,500 average based on the credit unions national average rate, as of 12/26/25, as reflected on NCUA Credit Union and Bank Rates.
†Competitor’s savings account with a 0.20% APY – $2,500 average based on the credit unions national average rate, as of 12/26/25, as reflected on NCUA Credit Union and Bank Rates.