Yes, you can request an early withdrawal or close your Certificate before it matures. However, early withdrawals are subject to an early withdrawal penalty, which is currently:

• 180 days of dividends for Certificates with a term of less than one year.
• 365 days of dividends for Certificates with a term of one year or longer.

To get started, please contact us. We’ll guide you through the process, including how to complete the required Certificate Closure Form in Online Banking.