Disclosures
Click on one of the disclosures below for full details:
Account Agreements and Disclosures
- Account Agreements and Disclosures - Version A*
- Account Agreements and Disclosures - Version B*
- Membership and Account Agreement - Version A*
- Membership and Account Agreement - Version B*
- Electronic Funds Transfer and Payment Services Agreement and Disclosure
- Electronic Correspondence Disclosure and Agreement - Version A*
- Electronic Correspondence Disclosure and Agreement - Version B*
- Truth in Savings and Funds Availability Disclosure - Version A*
- Truth in Savings and Funds Availability Disclosure - Version B*
- Privacy Notice - Version A*
- Privacy Notice - Version B*
- Visa Debit Card Agreement
- Schedule of Service Charges - Version A*
- Schedule of Service Charges - Version B*
Other Agreements and Disclosures
- Bonus Disclosures
- California Consumer Privacy Act Disclosure - Version A*
- California Consumer Privacy Act Disclosure - Version B*
- Member Standing, Limitation of Services, and Expulsion Guidelines - Version A*
- Member Standing, Limitation of Services, and Expulsion Guidelines - Version B*
- Rate Sheet
- Social Media Guidelines
*Version A applies to accounts that were initially opened on or after July 1, 2025. As of August 13, 2025, this version will also apply to accounts that were initially opened before July 1, 2025.
*Version B applies to accounts that were initially opened before July 1, 2025. This version remains in effect for such accounts through August 12, 2025.