Checking that checks every box
(and then some...).
From groceries to getaways, AlumniFi Checking helps you earn interest, spend smarter, stay fee-free, and crush debt along the way.
*APY=Annual Percentage Yield
†Competitor’s interest checking account with a 0.15% APY – $2,500 average based on the credit unions national average rate, as of 09/26/2025, as reflected on NCUA Credit Union and Bank Rates.
Earn up to 1.00% APY*
That's more than 6X the national average.† No minimum balance requirements.
Zero fees
No monthly or overdraft fees, plus 30,000+ fee-free ATMs nationwide.
Spend anywhere
Your Visa® debit card works online, in-store, and everywhere in between.
Smart Spending Insights
Personalized insights that show you where your money goes—helping you budget, better.
Everyday banking that works harder for you.
Your checking account, upgraded. AlumniFi makes it simple to spend, save, and get paid — with more perks and fewer fees.
Pay your way
Add your card to Apple Pay®, Google Pay™, or Samsung Pay® for fast, secure checkouts.
Split the check
Send & receive money with your friends & family.
Get paid faster
Set up or switch your direct deposit in minutes.
Smarter tools that make money moves.
Turn everyday checking into progress with built-in budgeting, clear categories, and real-time alerts—so you always know what’s next.
Get started by opening an account in as little as 3 minutes.
Budgeting tools
Track your cash flow and take charge of your finances.
Spending categories
See exactly where your money goes, from coffee runs to rent.
Transaction folders
Organize your spending your way, so it always makes sense.
Real-time alerts
Balance and payment notifications that keep you one step ahead.
Round It up
Automate chipping away at loans & debt by rounding up purchases.
Your money, always in your pocket.
Track spending. Build budgets. Pay friends fast. Grow savings. Deposit checks. All in the AlumniFi app.
Smarter tools that make money moves.
Turn everyday checking into progress with built-in budgeting, clear categories, and real-time alerts—so you always know what’s next.
Get started by opening an account in as little as 3 minutes.
Budgeting tools
Track your cash flow and take charge of your finances.
Spending categories
See exactly where your money goes, from coffee runs to rent.
Transaction folders
Organize your spending your way, so it always makes sense.
Real-time alerts
Balance and payment notifications that keep you one step ahead.
Round It up
Automate chipping away at loans & debt by rounding up purchases.
Your money, always in your pocket.
Download the app
Unlock perks with your AlumniFi membership.
Your AlumniFi checking account is more than a card. It’s your all-access pass to perks that make money less stressful—and life more fun.
Changed:
Free access to round-ups that knock down debt automatically.
Fin-Life:
Bite-sized lessons that build your financial plan in just minutes a week.
Debbie:
Earn cash rewards while learning to budget and pay off debt.
Detroit City FC:
Exclusive debit card designs, discounts on merch and tickets, and community events that bring you closer to the club.
Adulting is hard.
Banking shouldn’t be.
Adulting
is hard.
Banking
shouldn’t be.
Spend, save, and crush debt—all in one account. That’s banking that moves you forward.
