Student loans that lift you toward your goals.

AlumniFi Student Loans help cover the gap after federal aid, scholarships, and grants—so you can stay focused on your goals, not the financial burden.

Flexible options. Clear expectations. Real support.

Student loans that lift you toward your goals.

AlumniFi Student Loans help cover the gap after federal aid, scholarships, and grants—so you can stay focused on your goals, not the financial burden.

Flexible options. Clear expectations. Real support.

Smart Student Loans. Powered by ALUMNIFI.

NOT ONE SIZE FITS ALL

Find loan options built for undergrads, grad students, parents, and refinancing borrowers—so you can move forward with confidence.

FLEXIBLE TERMS

Enjoy fixed or variable rates and repayment terms of up to 15 years, plus flexible payment choices such as deferred, immediate, or interest-only options.

AUTO-PAY DISCOUNTS AVAILABLE

Enroll in auto-pay and receive a 0.25% interest rate discount, providing predictable payments and long-term savings.

COLLEGE PLANNING RESOURCES

Discover scholarships, assess college costs, and plan what comes next with tools that support you before, during, and after school.

Plan for college,
with confidence.

Before you compare loan options, explore tools and resources that help you understand the full cost of college and how to pay for it—now and down the road.

You’ll be taken to AlumniFi’s college planning resource center.

Before you compare loan options, explore tools and resources that help you understand the full cost of college and how to pay for it—now and down the road.

You’ll be taken to AlumniFi’s college planning resource center.

The right loan for every stage of college and beyond.

AlumniFi Student Loans are offered in partnership with RevlTek and are not federal student loan programs. Terms, rates, and eligibility requirements apply.

UNDERGRAD

STUDENT LOANS

GRADUATE
STUDENT LOANS

PARENT

LOANS

REFINANCING

OPTIONS

Fixed or variable rates

Repayment terms up to 15 years

Deferred, immediate,

or interest-only payments

0.25% auto-pay discount

Cosigner release after 36 


on-time payments

COMING SOON

COMING SOON

COMING SOON

Fixed or variable rates

Repayment terms 
up to 15 years

Deferred, immediate, 
or interest-only payments

0.25% auto-pay discount

Cosigner release after 
36 on-time payments

Undergrad Student Loans

graduate Student Loans

Coming Soon

parent loans

Coming Soon

refinancing options

Coming Soon

How it works

Here’s a clear overview of each step in the AlumniFi Student Loan process, from applying to managing your loan after it’s funded.

1. Start your application

Apply online through AlumniFi or via a school or lender referral. Once submitted, your application is reviewed promptly so you can receive a credit decision without unnecessary delays.

2. Membership & School Certification​

After approval, we verify your AlumniFi membership and request that your school certify the loan, confirming your enrollment, disbursement dates, and eligible amounts.​

3. Review and Accept Your Terms​​

When your school completes certification, you’ll receive an email directing you to the borrower portal, where you can review and accept your loan terms and required disclosures.​

4. School Receives Your Funds​

Following acceptance and the required review period, your loan funds are sent directly to your school. You’ll receive confirmation on the date(s) your disbursement is issued.​

5. Set Up Loan Servicing ​

Once the loan is funded, ZuntaFi, our servicing partner, will send a welcome letter with instructions on managing payments, viewing balances and statements, and accessing account support.​

AlumniFi Student Loans

Powered by trusted partners

We partner with RevlTek to deliver a streamlined application and approval process for AlumniFi Student Loans. After your loan is disbursed, ZuntaFi services your account, offering payment tools and continued guidance from start to finish.

Your loan is funded, here’s what comes next

After your loan is disbursed, you’ll receive a welcome letter from ZuntaFi, our servicing partner, outlining how to access your account, make payments, and get personalized support.

Manage your loan through ZuntaFi

You’ll be assigned a personal representative and given a direct phone number so you always know who to contact.

With your ZuntaFi account, you can:

Make payments

Submit one-time payments or schedule them in advance.

Set up auto-pay

Automate your monthly payment to stay on track and avoid missed deadlines.

View balances and statements

Access your current balance, payment history, and official statements anytime.

Get personalized support

Connect directly with your assigned ZuntaFi account representative for questions or assistance.

Make payments

Submit one-time payments or schedule them in advance.

Set up auto-pay

Automate your monthly payment to stay on track and avoid missed deadlines.

View balances and statements

Access your current balance, payment history, and official statements anytime.

Get personalized support

Connect directly with your assigned ZuntaFi account representative for questions or assistance.

Borrower Portal Access

Your borrower portal provides secure, 24/7 access to manage your loan, allowing you to review your balance, make or schedule payments, enroll in auto-pay, and update your communication preferences.

Payment Reminders

You will receive reminders before each due date, delivered by text or email according to your selected communication preferences.

Statements

Your statement frequency depends on your repayment plan, with monthly statements for immediate or interest-only repayment and semi-annual statements issued in April and October for deferred repayment.

Borrower Portal Access

Your borrower portal provides secure, 24/7 access to manage your loan, allowing you to review your balance, make or schedule payments, enroll in auto-pay, and update your communication preferences.

Payment Reminders

You will receive reminders before each due date, delivered by text or email according to your selected communication preferences.

Statements

Your statement frequency depends on your repayment plan, with monthly statements for immediate or interest-only repayment and semi-annual statements issued in April and October for deferred repayment.

Questions? No problem.

No. These are private student loans designed to supplement federal aid, scholarships, and grants.

Yes. Private student loans are best used after you’ve explored federal student aid options.

Yes. A cosigner may help you qualify or receive better rates. Cosigner release is available after 36 on-time payments.

That depends on the repayment option you choose: deferred, immediate, or interest-only.

Through ZuntaFi, your loan servicer.

You can login to your account here.

 

Membership required. AlumniFi Student Loans are offered through a partnership with RevlTek and are not federal student loan programs. Terms, rates, and eligibility requirements apply. See Rates and Terms.

Contact RevlTek

To speak with our student loan partner, please call:


☎️ 800.645.8070


🕘 Monday–Friday | 8:00 a.m.–6:00 p.m.

AlumniFi
3777 West Road
East Lansing, MI 48823

Contact Us
(855) 955-2965

Routing Number
072486898

Federally Insured by NCUA.

Copyright © 2026 AlumniFi, a trade name of Michigan State University Federal Credit Union. All rights reserved.

*Annual Percentage Yield (“APY”) means a percentage rate reflecting the total amount of dividends paid on an account, based on the dividend rate and the frequency of compounding for a 365-day period. This rate assumes that a set amount is on deposit at the beginning of the dividend period, no deposits or withdrawals are made during the dividend period, and funds remain on deposit for one full year at the same dividend rate. Fees may reduce earnings. Rates for accounts are variable and may change.

AlumniFi accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government. APR = Annual Percentage Rate. APY = Annual Percentage Yield. View our Privacy Policy and read our disclaimer regarding links to other sites via our Disclosures.

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